quote: There's nothing wrong with financing. Why are you drawing the line at cell phones? What about cars and homes? The problem is not that vendors are letting people avoid paying for phones all at once. The problem is, as you mentioned, the obfuscation of total price. There should be a law where all contracts for all consumer products show the total commitment in a big font on the front page. Something tells me that prices would be a little more competitive if AT&T iPhone contracts showed $2376 on them instead of $200.